Three steps. No advisor. No learning curve. Just answers.
A short set of questions about your goals, timeline, and risk tolerance. No jargon. No trick questions. Nothing you need to look up.
That's the shape of it. Three minutes, tops.
Your answers drive the allocation model. No "one right portfolio" - yours depends on your timeline, your goals, and how you'll sleep when the market drops 20%.
Connect through your brokerage's secure login. We get read-only access to your holdings - that's positions and values, nothing else.
We can never:
Works with Schwab, Fidelity, Vanguard, E*Trade, and thousands more. If your brokerage doesn't connect, manual entry takes about 5 minutes.
Own a home? Have a side investment? Type it in naturally - "$800K primary residence" or "50K in Bitcoin." We handle the categorization.
Our analysis engine scores your portfolio the same way a fiduciary would - allocation, performance, fees, tax drag, income, idle cash, concentration risk, and rebalancing needs - then writes it up in plain English.
You read it once and know exactly what your advisor should have been telling you.
Not a pie chart and a pat on the back.
Every number is auditable. Every calculation is visible. See a sample report →
Come back when you want. Not when we tell you to.
It's yours. Reference it whenever you need it.
No emails asking if you've "implemented your plan."
Not investment advice. Unmanaged provides portfolio analysis and educational content - all decisions are yours.
Are we right for each other?
60 seconds. 5 questions. We'll tell you if Unmanaged can help you.
No email required. No sales pitch.
We'll be honest - even if the answer is no.
Take the Assessment →Full portfolio report. Same analysis as annual members. No subscription required.
Get Your Report →Or go annual at $399/year for 2 reports + balance monitoring. See all options →