Start free: the Fee X-Ray shows every fee you're paying in about two minutes. Want the full report? Three steps, below.
A short set of questions about your goals, timeline, and risk tolerance. No jargon. No trick questions. Nothing you need to look up.
That's the shape of it. Three minutes, tops.
Your answers drive the allocation model. No "one right portfolio" - yours depends on your timeline, your goals, and how you'll sleep when the market drops 20%.
Connect through your brokerage's secure login. We get read-only access to your holdings and transactions - what you own and what you've been charged. Nothing that can move money.
We can never:
Works with Schwab, Fidelity, Vanguard, E*Trade, and thousands more. If your brokerage doesn't connect, manual entry takes about 5 minutes.
Own a home? Have a side investment? Type it in naturally - "$800K primary residence" or "50K in Bitcoin." We handle the categorization.
Our analysis engine checks allocation, performance, fees, tax drag, income, idle cash, concentration risk, and rebalancing needs - then writes it up in plain English.
You read it once and know exactly what your advisor should have been telling you.
Not a pie chart and a pat on the back.
Every number is auditable. Every calculation is visible. See a sample report →
Come back when you want. Not when we tell you to.
It's yours. Reference it whenever you need it.
A single report comes with no nudges. Annual members get drift alerts and a quarterly check-up reminder. That's it.
Not investment advice. Unmanaged provides portfolio analysis and educational content - all decisions are yours.
Are we right for each other?
60 seconds. 5 questions. We'll tell you if Unmanaged can help you.
No email required. No sales pitch.
We'll be honest - even if the answer is no.
Take the Assessment →Full portfolio report. Same analysis as annual members. No subscription required.
Get Your Report →Or go annual at $399/year for 4 reports + drift monitoring. See all options →