So he built the report that would have.
The founder's experience isn't unusual - it's the industry's default mode. Hand over your portfolio, hand over 1% of it every year, and trust that the other 99% works out fine.
On a $500,000 portfolio, that's $5,000 a year. Over 20 years - accounting for growth - it's often more than $200,000. For what, exactly?
Quarterly meetings. Rebalancing you could have done in an afternoon. A summary chart of the portfolio you already see when you log in. And $5,000 a year, every year, to not really know what's happening with your own money.
Meanwhile, every number you'd need to make a smart decision - expense ratios, allocation models, tax strategy - is public. Not secret. Not complicated. Just never assembled into one place that shows you the math and gets out of your way.
Until now.
You are capable of making your own financial decisions. Investing isn't simple - but when someone shows you the data, explains the trade-offs in plain English, and gives you specific options with the math behind them, you can decide what fits. The hard part isn't intelligence. It's access.
The advisory industry has a conflict of interest. When someone profits from your wealth staying in their hands, they have an incentive to make it feel complicated enough that you don't leave. Not malicious - structural. There's a better model.
Transparency builds trust. We show every calculation. Every data source. Every assumption. If we can't explain the reasoning behind an insight, we don't include it. You can check our work. That's the point.
Flat annual beats percentage of assets. Your portfolio grows? Good for you - we don't take a bigger cut. We charge $399/year for 2 reports and ongoing drift monitoring. Same price whether you have $100K or $10M. That's how it should be.
Because that's the goal. Not unmanaged in the sense of neglected - unmanaged in the sense of you don't need someone else managing it for you.
Unmanaged is for people who want to understand their portfolio, not outsource it. Who want to see the math, not trust the advisor. Who want clarity, not dependency.
Your portfolio. Professionally unmanaged. By anyone but you.
Give every professionally unmanaged investor the same quality of analysis that wealthy families get from their advisors - without the fees, the conflicts, or the dependency.
Questions? Feedback? Partnership ideas?
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Not investment advice. Unmanaged provides portfolio analysis and educational content - all decisions are yours.